Terms And Conditions

1. Customers can join the scheme any day of the year.
2. Existing members can enroll in multiple schemes.
3. KYC (Know Your Customer) verification is mandatory for membership.
4. Monthly installments must be paid on or before the 10th of each month.
5. Payments can be made in cash, debit cards or through online options
6. The membership card must be surrendered at redemption.
7. Failure to surrender the card will result in cancellation of membership.
8. Report discrepancies in card entries or receipts within 7 days.
9. Late payments will postpone the redemption date.
10. Rewards and discounts are forfeited if the scheme is discontinued early.
11. The redemption date is 30 days after the last successful installment.
12. Government taxes apply to the delivery of jewellery.
13. The scheme cannot be combined with other company schemes.
14. Management reserves the right to accept or reject any application without explanation.
15. Temple, Antique,Ruby, Emerald and Vintage jewellery can be bought after paying additional charges
16. Diamond jewellery cannot be bought under this scheme
17. A separate bill will be generated for each scheme number issued, and no two cards can be combined at redemption